Description
This article is from the Credit cards and
Consumer Credit FAQ, by adams@spss.com (Steve Adams) with
numerous contributions by others.
002. Other resources
The Federal Reserve System publishes a series of pamphlets that describe
your legal rights and advise you on conducting your financial affairs.
Most are free or cost well under $1. You can get a free index of them
from your nearest Federal Reserve Bank; ask for the catalog {Public
Information Materials}. (If you don't know where the nearest Federal
Reserve Bank is, any bank can tell you.) Readers of this FAQ list will
be especially interested in the publications listed on six pages under
"Consumer Finance," most intended for the general public. There are
also many publications on home-equity loans and other home mortgages.
The Federal Financial Institutions Examination Council puts out a
booklet called {Consumer Rights}. It lists the Federal laws that
protect consumers' rights and explains how to make complaints against
financial institutions. I picked up a copy in the literature rack
at the FRB of Cleveland; you might try writing the Council at 1776 G
Street NW, suite 850B, Washington DC 20006 or ask at your library.
There is also a FAQ on legal issues that may be of help. The Legal Research
FAQ is posted to misc.legal.moderated, misc.legal, misc.legal.computing,
news.answers, and misc.answers around the 15th day of each month. Comments
or suggestions are welcome, and should be sent to eck@panix.com.
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